Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) 認定 Life-Producer 試験問題:

1. The annual addition to an employee's account in a qualified retirement plan:

A) Can be any amount as determined by the employer from year to year
B) Must be the same dollar amount for every full-time employee
C) Cannot exceed maximum limits set by the Internal Revenue Service
D) Usually reflects the employee's individual work performance each year

2. An insurance producer who conducts business under an assumed or fictitious name must:

A) Apply for an additional appointment
B) Post a $10,000 bond
C) File the name with the Insurance Administration
D) Apply for an additional license

3. All of the following statements about the life insurance protection provided by a family life insurance policy are true EXCEPT:

A) Most of the premium amount purchases whole life insurance for the head of the household
B) Coverage is available only to heads of households who are 30 years old or younger
C) Life insurance coverage is provided automatically to children born during the policy period
D) Coverage for dependents can be converted to whole life insurance without evidence of insurability

4. In order to qualify for a company convention, an insurance producer agrees to pay the first quarterly premium for the applicant for new insurance. This is called a:

A) Cost of doing business
B) Loan
C) Rebate
D) Gift

5. A life insurance policy becomes incontestable after it has been in force for:

A) 30 days
B) 3 years
C) 6 months
D) 2 years

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