FINRA Investment Company and Variable Contracts Products Representative Examination (IR) 認定 Series6 試験問題:

1. Noah Mete is interested in selling his shares of the Lambchops Corporation, which trades
over-the-counter. The market maker with the best bid price--$3.15--is Veggie Investments. The market
maker with the best ask price--$3.27-is Carnivor Investments. Noah conducts trades in NYSE-listed
stocks through his broker, Omnivor and Associates. Given this scenario, which of the following
statements is true?

A) Noah can sell his shares of Lambchops Corporation at the bid price of $3.15 by contacting Omnivor
and Associates.
B) Noah can sell his shares of Lambchops Corporation at the bid price of $3.15 by contacting Veggie
Investments directly.
C) Noah can sell his shares of Lambchops Corporation at the ask price of $3.27 by contacting Omnivor
and Associates.
D) Noah can sell his shares of Lambchops Corporation at the ask price of $3.27 by contacting Carnivor
Investments directly.

2. When a client purchases a variable contract through you, he should be informed that his money will be
invested:

A) at the most recent price for which the contract sold.
B) at the next price that is computed after the contract application is accepted by the insurance company.
C) in a product with a guaranteed cash value.
D) at the previous day's close price for the contract.

3. Which of the following relationships regarding shares of common stock are necessarily true?
I. shares outstanding > issued shares
II. authorized shares >= issued shares
III. issued shares = treasury shares
IV. issued shares >= shares outstanding

A) I, II, and III only
B) II, III, and IV only
C) I and II only
D) II and IV only

4. One difference between investing in a variable annuity and in a mutual fund is that:

A) the fees and charges associated with investing in a mutual fund are much higher than those associated
with investing in a variable annuity contract.
B) Mutual fund investors have voting rights; owners of variable annuity contracts have no voting rights.
C) the premiums invested in a variable annuity grow tax-deferred.
D) the variable annuity guarantees a minimum rate of return on your investment.

5. The subaccounts into which Mr. Sumrisk directed his variable life premiums have earned a 6% return. If
the assumed interest rate was 7%:
I. the cash value of his policy increased.
II. the death benefit associated with his policy decreased.
III. the cash value of his policy decreased.
IV. the death benefit associated with his policy increased.

A) both III and IV
B) both I and II
C) both II and III
D) both I and IV

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